The poor need empowerment

"What do the poor in India need most? Not subsidies that they never benefit from anyway, not hand-outs which rarely reach them or more government schemes when the existing ones have fallen by the wayside.

They need to be empowered to be economically self-reliant.

Players who get into microfinance without a social vision may well bring in unethical practices. To ensure that rogue practices are spotlighted and curbed, SKS Microfinance has worked with the industry network to develop a Microfinance Code of Conduct."